Jetski insurance

Details of the BASIC-cover for Jetskis and Jet boats

Co-insured in the liability insurance are as follows:

• The personal legal liability of the skipper and other people authorized to operate the vehicle; 

• The legal liability of the persons insured from damage at a wracked boat caused by an aid measure, e. g. a rope connection, provided that they are asked to assist a boat in distress; 

• The legal liability for pecuniary damage from claims which occurred during the effective insurance period; 

• The legal liability of the person insured for direct or indirect consequences; of changes of the physical, chemical, or biological nature of a stretch of water, including groundwater (water pollution).

Facts of comprehensive insurance:

• Insurance covers yacht/boat, including machinery, equipment, inventory, dinghies, attachments, and personal effects; 

• Insurance cover is valid on water and land, including the landing and launching; 

• Insurance coverage for transports by road and the boat trailered by ferry; 

• Risks covered: collision, grounding, stranding, sinking, fire, explosion, theft, vandalism, acts of God, lightning strike, if so, theft;

• Including insurance cover for trailers in the case of fire, explosion, and theft. As well as a total loss due to an accident of force majeure; 

• Expenses for salvaging, salvage attempts, and, if so, waste disposal up to the amount of the sum insured (in addition to the sum insured); 

• Expenses of the policyholder for prevention and reduction of damage up to a limit of 20% of the sum insured; 

• In the case of total damage: replacement of the time value (time value insurance); 

• In the case of partial damage: acquisition of 100 % of the repair costs, acquisition of transport cost to the shipyard and the way back; 

• Elimination of the deductible in case of theft (if included) if the boat or outboard motor are equipped with a GPS / GSM transponder