Facts of comprehensive insurance:

Insurance covers yacht/boat, including machinery, equipment, inventory, dinghies, attachments, and personal effects;  
Insurance cover is valid on water and land, including the landing and launching;  
Insurance coverage for transports by road and the boat trailered by ferry;  
Risks covered: collision, grounding, stranding, sinking, fire, explosion, theft, vandalism, acts of God, lightning strike, if so, theft; 
Including insurance cover for trailers in the case of fire, explosion, and theft. As well as a total loss due to an accident of force majeure;  
Expenses for salvaging, salvage attempts, and, if so, waste disposal up to the amount of the sum insured (in addition to the sum insured);  
Expenses of the policyholder for prevention and reduction of damage up to a limit of 20% of the sum insured;  
In the case of total damage: replacement of the time value (time value insurance);  
In the case of partial damage: acquisition of 100 % of the repair costs, acquisition of transport cost to the shipyard and the way back;  
Elimination of the deductible in case of theft (if included) if the boat or outboard motor are equipped with a GPS / GSM transponder